• Investment Management
  • Retirement Planning
  • Insurance Planning
  • Estate Planning

Investment Management

I am working with clients, from individual investors to NGO's, to develop advanced portfolio management strategies to help them achieve specific goals for their own or their institution's financial future.

How I organize my work:

  • Help clients navigate today’s evolving markets and identify the opportunities that shape their portfolios and long-term investment goals
  • Develop and manage customized solutions from the leading pension plans, mutual funds, corporate deposits, insurance, etc for individuals and businesses
  • Advise clients on how to allocate assets to meet unique objectives, addressing the dynamic market environment
  • Research market ideas and build investment portfolios across a broad range of asset classes

While I have a variety of services for my clients, many are looking for someone to manage their investments (whether these are retirement funds, joint accounts or trusts).

I review each client’s goals, investment experience and risk tolerance, and determine a financial investment plan best suited for that client. To meet my clients' needs I use a variety of methods to properly manage your assets.

A big piece of this process I call "multi-dimensional diversification." This involves multiple asset classes, multiple management styles at both strategic and tactical levels, and often multiple managers.

Retirement Planning

It’s not going to be your parents’ retirement – rewarded at 65 with a gold watch, a guaranteed pension, and health insurance for life. For many peoples, retiring in this new century is a mystery. Earlier generations of workers could rely on employer-provided pensions, but now many workers will need to rely on their own work-related and personal savings plus Social Security benefits. These savings have to last longer because peoples are living longer, often into their eighties and nineties.

If you are one of those people who want to plan – and are about 10 to 15 years from the day you retire – this is for you. Today’s (and tomorrow’s) retirees may well have a new kind of retirement. With a longer and healthier life span, bikes, boats, cars, etc may be part of your life, because you are more likely than previous generations to be an active older(but young from heart) Indian.

Retirement can be a time to explore new possibilities or to slow down and fully enjoy the life you spent your working years building—or it can be a bit of both. Regardless of your path, you want to ensure that this phase is as financially secure and satisfying as it can be—a process that ideally begins with your first job and continues even after retirement begins.

Here, I can take you expert guidance on all the elements that contribute to a good retirement: saving and investing; planning; maintaining your health; identifying activities and work to suit you; and, of course, being a savvy consumer.

Insurance Planning

Insurance planning is the process of analyzing what types of insurance is needed for the protection of a person's assets and ability to create assets. You can insure pretty much anything these days: from the usual life, health, home and car insurance to the uncommon things like a person's hair, voice, or even smile. Whatever is insured, the insurance comes down to two categories:

  • Protection of assets
  • Protection of one's ability to produce assets.

  • Estate Planning

    Many people believe they don’t need estate planning because they think they don’t have an estate. Or they think the value of their estate is not great enough to cause estate taxation, so what’s the point?

    With few exceptions, everyone has an estate — even the young child with a custodial account in his name and the granddaughter who received a lovely piece of jewelry for her 16th birthday.

    Bottom line: If you own something of value that you would pass on to someone else upon your death, you have an estate. Whether you know it or not, you also have an estate plan.

    Broadly speaking, an estate plan encompasses the accumulation, conservation and distribution of an estate. A good plan will enhance and maintain the financial security of individuals and their families.

    When you’re developing a plan for your estate, it’s important to understand your entire financial picture. That’s where I come in. Working with your tax and legal advisors, I will help coordinate your investment strategies to help ensure that your plan reflects your wishes for your legacy.

    Complete the form if you’d like to receive my three estate planning guides, which include information about the importance of having certain estate documents, maintaining beneficiary designations, and organizing your financial documents.

    Frequently Asked Questions

    Why should I spend money on a financial advisor?

    Most commonly, individuals seek the help of a financial advisor for retirement planning. But they can do much more than that. You can get help with college savings, work on household finances and even get out of debt with the help of a financial advisor.

    Which Mutual Fund?

    A simple and a clear advise would be "diversified", We recommend investing in multi-sector fund having diverisified business which may not affect the overall investment portfolio.

    Can I get help with my credit card debts from a financial advisor?

    Absolutely. Clients can work with a licensed financial advisor to pay off their debts and get back on track financially.

    Financial advisors have access to programs most individuals can't get into on their own, and they have connections in the financial industry most of us simply don't have.

    I am already in debt. How can I afford a financial advisor?

    The help of a financial advisor may be less expensive than you might think. Depending on the help you are looking for, you could be looking at a fee only situation or commission based pricing.

    Possible Risks

    Market risk , or “principal risk” is the chance that a downturn (or a bad investment) chews up your money. It’s there for both stocks and bonds — when interest rates rise, bondholders will see the market value of their paper shrink — and for most people it’s the big bugaboo.

    Inflation or purchasing-power risk for most people is the “risk of avoiding risk” — the opposite end of the spectrum from market risk — the possibility that you are too conservative and your money can’t grow fast enough to keep pace with inflation

    I Will help you to understand:

    • Retirement Financial Planning with Wealth Creation
    • Wealth Creation
    • Asset Protection
    • Child Future Planning
    • And more other instruments

    To find out more:

    Let`s start planning your financial future today

    1. Talk

      Actually, I'll listen as you explain your needs, dreams, and fears. Then I'll design a personalized plan that explains how we can help you reach your financial goals.

    2. Act

      We work together to implement the plan. Then I keep you updated on where you stand and adapt the plan as life happens.

    3. Relax

      I`m here for you whenever you need. Call me at any time, for any reason. Buying a new car? Ask my advice. Been offered a new job? Give me a call. Daughter got engaged? Congrats - I`ll help you figure out how to pay for the wedding!